We're here to support you with added insurance protection and cash benefits, supplementing what traditional medical insurance can provide.
Build an employee benefits package that people really want, and attract and retain the best talent. We can help you choose supplemental coverage that matches your employee’s needs.
Your life is unique. You deserve unique coverage. Whether you need to fill coverage gaps, get coverage for specific conditions or treatments, or beyond, our team is ready to support you.
At Combined Insurance Company of America, we are on a mission to make the world of supplemental insurance easier to understand so you can feel confident you’re well covered. Powered through Chubb, we provide individuals, families, and businesses the supplemental benefits they need to help fill in coverage gaps and take insurance protection further.
“Attracting top talent is a priority for Michael. Combined’s value-added supplemental benefits are a key way Michael can attract new talent and retain his existing team – at little or no cost to him. At a time when 77% of employees would consider leaving their jobs due to poor benefits*, Michael turned to Combined for the right mix of benefits that employees want and need. And, it worked.”
“Ravi watched his parents struggle financially after his father’s cancer diagnosis. Financial insecurity is an unspoken impact of cancer, with medical care and drugs averaging more than $42,000 the first year after a cancer diagnosis alone**. Ravi purchased a Cancer Policy from Combined for himself, his wife, and his children, so that they have the best possible protection in the event of a cancer diagnosis.”
Coverage for slips,
falls, and accidents
Coverage for a variety
of serious illnesses
A plan for the worst
while hoping for the best
Help protect employees' paychecks
should something happen
Benefits families can rely
on and employees want
Offset employees'
out-of-pocket costs
Coverage for slips,
falls, and accidents
Coverage for a variety
of serious illnesses
A plan for the worst
while hoping for the best
Insurance protection for your paycheck
if something should happen
Benefits your loved ones can rely
on when you’re gone
Off-setting your out-of-pocket expenses
from a covered hospital stay
Our trained agents are the heart and soul of Combined Insurance. Request a quote today and a member of our team will get in contact with coverage options.
Proud to have 5 million
supplemental policies
in action
Voted the #1 military-friendly
employer for nine years and counting,
ranked by Viqtory***
An A+ (Superior) company by
AM Best, a leading independent
insurance-rating company
Stay up to date with the latest news, product updates,
and new features from Combined.
Get access to premier discounts on
goods and services you use every day.
We're continuing the Combined
tradition of making the world
a better place
Download the app to manage
your coverage or make a payment
Around every team & department at
Combined, we have amazing..
When a crisis hits a workplace – whether natural or man-made – it creates a huge challenge
About Combined Insurance
Combined Insurance Company of America, a Chubb company, is a leading provider of supplemental health, accident, disability and life insurance products for employers of all sizes and individuals. Building on over 100 years of success, the company operates under two brands. The Combined brand in the U.S. and Canada provides supplemental benefits to individuals and small businesses through independent agents and brokers. Our Chubb Workplace Benefits division caters to mid- and large-market employers sold through brokers and benefits consultants. Combined Insurance Company of America and Combined Life Insurance Company of New York have an A+ rating by the Better Business Bureau and an A + (Superior) financial strength rating by AM Best. In New York, products are underwritten by Combined Life Insurance Company of New York (Latham, NY).
